Behind The Team #12 | Keep the flow - Driving the Growth with the Funding & JFS Team

Keep the flow - Driving the Growth with the Funding & JFS Team

Behind Home Credit Vietnam’s steady and efficient financial operations lies the contribution of the Funding & JFS (Joint Financing Structure) team - a key unit that manages, mobilizes, and optimizes the company’s financial resources.

The team comprises three core functions that work seamlessly together to build a solid financial foundation:

✨Funding: Manages and optimizes capital resources, ensuring liquidity and financial efficiency.
✨Back-office: Oversees processes, documentation, and transactions to ensure accuracy, transparency, and full compliance.
✨Entrustment Lending: Serves as the bridge between Home and our banking partners – maintaining stable funding sources, supporting sustainable growth, and expanding our ability to serve more customers.

This close collaboration forms a dynamic and resilient financial ecosystem, where every member contributes to one shared goal: securing the company’s long-term stability and sustainable growth.

Among them, Entrustment Lending stands out as one of the essential pillars that helps Home Credit strengthen its leading position in consumer finance through strategic banking partnerships and robust risk management practices.

💡Entrustment Lending - Building sustainable financial partnerships

Entrustment Lending acts as the bridge between Home Credit and our bank partners, where both parties collaborate to provide entrusted loans to individual customers.

🤝 In this partnership, Home Credit brings its strength in underwriting, risk management, and operational excellence - leveraging years of expertise, advanced technology, and a strong professional foundation in Vietnam’s dynamic consumer finance market. Together with partner banks’ capital participation, this collaboration enables Home Credit to expand its customer reach, optimize financial ratios, and maintain sustainable business growth. The Entrustment Lending plays a vital role as Home’s representative to strategic banking partners - coordinating collaboration, facilitating communication, and ensuring smooth execution across both sides.

This role offers significant growth opportunities, allowing you to master diverse aspects across multiple departments. You will gain exposure to future roles by collaborating with EL banks on critical matters, participating in the learning journey of applying technology to partner connections, and developing a deep understanding of how the Home Credit system operates across Product delivery, Risk, and Collection.

👉 Join the Entrustment Lending team under the Funding & JFS Department - where you can grow your financial expertise, build lasting partnerships, and contribute to Home Credit’s sustainable journey forward.